Brand New House & Land Package – Government Help to Buy Scheme for $570,000 CLYDE VIC

Description

Please read the below details carefully, as they address the majority of common questions.
Key Details
• Brand new house & land package available under the Australian Government Help to Buy Scheme
• Contracts will be issued for the full property value, which in this example is $950,000
• Shared equity example:
– Buyer: $570,000 (60%)
– Government: $380,000 (40%)
(Note: equity proportions may vary depending on eligibility and structure)
Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia
• This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright
• Minimum 2% genuine savings required (approx. $19,000 + costs) costs are approximately $3,000–$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)
• Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)
• The pre-approval and allocation process may take approximately 20–30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)
• Must be an Australian citizen
• Must be a first home buyer (or otherwise meet scheme requirements)
• Household income must fall within government thresholds:
– Up to $100,000 (single applicants)
– Up to $160,000 (joint applicants)
• Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers
• The advertised pricing relates to the buyer’s share only (e.g. 60%) and not the full property value
• Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements
• All figures, repayments, costs, and timeframes are estimates only and subject to change without notice
• This is not financial or legal advice. Independent advice should be obtained before proceeding

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $950,000
Below are some options for you as well
From 10% deposit
LMI applicable and added on top of the loan
Cash-flow-friendly solutions during construction with No repayments for 12 months option.


💡 Important Information

This is a House & Land Package only – not an established property.

Finance must be arranged through our broker or with a bank pre-approval.

📞 Take the Next Step

Your dream home—or your next smart investment—could be just a phone call away. Enquire today and let’s start building your future in Clyde.

⚠️ Disclaimer: The information provided is for general purposes only and is subject to change without notice. Price and availability are subject to final confirmation. Terms and conditions apply. Finance options depend on eligibility and lender assessment.