Brand New House & Land Package – Government Help to Buy Scheme CRANBOURNE EAST VIC

Description

Please read the below details carefully, as they address the majority of common questions.
Key Details
• Brand new house & land package available under the Australian Government Help to Buy Scheme
• Contracts will be issued for the full property value, which in this example is $950,000
• Shared equity example:
– Buyer: $570,000 (60%)
– Government: $380,000 (40%)
(Note: equity proportions may vary depending on eligibility and structure)
Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia
• This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright
• Minimum 2% genuine savings required (approx. $19,000 + costs) costs are approximately $3,000–$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)
• Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)
• The pre-approval and allocation process may take approximately 20–30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)
• Must be an Australian citizen
• Must be a first home buyer (or otherwise meet scheme requirements like do not hold Property in Australia or overseas)
• Household income must fall within government thresholds:
– Up to $100,000 (single applicants)
– Up to $160,000 (joint applicants)
• Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers
• The advertised pricing relates to the buyer’s share only (e.g. 60%) and not the full property value
• Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements
• All figures, repayments, costs, and timeframes are estimates only and subject to change without notice
• This is not financial or legal advice. Independent advice should be obtained before proceeding

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $950,000
Below are some options for you as well
From 10% deposit
LMI applicable and added on top of the loan
Cash-flow-friendly solutions during construction with No repayments for 12 months option.


Imagine this…
You wake up in your brand-new single-storey 4-bedroom home in the heart of Cranbourne East. The sunlight fills your open living area, the kids have their own spacious bedrooms, and your modern kitchen becomes the perfect place to create family memories.

This isn’t just a house—it’s the chance to create the lifestyle you’ve been dreaming of.

✔️ 4 Generous Bedrooms
✔️ Modern Single-Storey Design
✔️ Located in a Growing, Family-Friendly Community
✔️ Perfect for Families & Investors

How the Journey Works:

Once you make an enquiry, here’s how we make your dream home a reality:

Finance First – One of our in-house finance brokers will call you to check your borrowing capacity and arrange a pre-approval.

We only accept pre-approvals from banks or from our trusted in-house brokers.

Exclusive Broker Benefits – Our brokers can offer:

Options to pause repayments for the first 12 months during construction – perfect for investors for home owner to manage cash flow.

Up to 30% more borrowing capacity than many major banks.

10% deposit for investors (with LMI added on top of the loan).

Even no LMI options for first home buyers*.

Competitive interest rates and flexible solutions tailored to your needs.

The Fun Part – Once finance is sorted, our consultant will take you through available land and house packages, so you can choose the one that feels like home.

⚠️ Disclaimer (Very Important):

The information provided is for general purposes only and is subject to change without notice. Images are for illustrative purposes and may not represent the exact design or inclusions. Finance options, borrowing capacity, deposit requirements, and loan features vary based on individual circumstances and lender approval. Please consult with our in-house finance broker for specific advice. House and land packages are subject to availability.