Brand New House & Land Package – Government Help to Buy Scheme CRANBOURNE EAST VIC

Description

Please read the below details carefully, as they address the majority of common questions.
Key Details
• Brand new house & land package available under the Australian Government Help to Buy Scheme
• Contracts will be issued for the full property value, which in this example is $950,000
• Shared equity example:
– Buyer: $570,000 (60%)
– Government: $380,000 (40%)
(Note: equity proportions may vary depending on eligibility and structure)
Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia
• This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright
• Minimum 2% genuine savings required (approx. $19,000 + costs) costs are approximately $3,000–$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)
• Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)
• The pre-approval and allocation process may take approximately 20–30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)
• Must be an Australian citizen
• Must be a first home buyer (or otherwise meet scheme requirements like do not hold Property in Australia or overseas)
• Household income must fall within government thresholds:
– Up to $100,000 (single applicants)
– Up to $160,000 (joint applicants)
• Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers
• The advertised pricing relates to the buyer’s share only (e.g. 60%) and not the full property value
• Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements
• All figures, repayments, costs, and timeframes are estimates only and subject to change without notice
• This is not financial or legal advice. Independent advice should be obtained before proceeding

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $950,000
Below are some options for you as well
From 10% deposit
LMI applicable and added on top of the loan
Cash-flow-friendly solutions during construction with No repayments for 12 months option.

Picture this: you drive into a quiet, family-friendly street in Cranbourne East. At the end of the driveway stands your brand-new double-storey, 4-bedroom home – modern, elegant, and designed for both comfort and lifestyle.

Step inside and feel the openness of the living spaces, the flow of natural light, and the warmth of a home built to last. Whether it’s family dinners in the stylish kitchen, kids playing upstairs, or hosting friends in the backyard, this home is ready to create memories.

Why this home stands out:

A brand-new double-storey design with 4 spacious bedrooms.

Modern finishes and open-plan living for everyday comfort.

Perfect balance of space, style, and investment potential.

Smart Finance Options Just for You
When you enquire, one of our in-house finance brokers will give you a call to check your borrowing capacity and guide you through the pre-approval process.

✔ We only accept pre-approvals from banks or from our in-house brokers.
✔ Our brokers can offer unique options such as pausing repayments for the first 12 months during construction – perfect for investors looking to manage cash flow.
✔ Up to 30% more borrowing capacity compared to many major banks.
✔ Just 10% deposit for investors, with LMI added on top of the loan.
✔ No LMI options available for first-home buyers.
✔ Competitive interest rates tailored to your needs.

Once your finance is approved, the fun begins – our consultant will showcase a range of land and house packages so you can choose the perfect fit for your lifestyle.

Disclaimer:
The information provided is for general purposes only and is subject to change without notice. Prices, inclusions, and availability may vary depending on land size, location, and builder specifications. Finance approval is subject to individual circumstances, lender assessment, and terms and conditions. All offers, including borrowing capacity and deposit requirements, are subject to eligibility criteria and lending policies. Please seek independent financial and legal advice before making any property purchase