Brand New House & Land Package – Government Help to Buy Scheme CRANBOURNE EAST VIC

Description

Please read the below details carefully, as they address the majority of common questions.
Key Details
• Brand new house & land package available under the Australian Government Help to Buy Scheme
• Contracts will be issued for the full property value, which in this example is $850,000
• Shared equity example:
– Buyer: $510,000 (60%)
– Government: $340,000 (40%)
(Note: equity proportions may vary depending on eligibility and structure)
Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia
• This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright
• Minimum 2% genuine savings required (approx. $17,000 + costs) costs are approximately $3,000–$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)
• Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)
• The pre-approval and allocation process may take approximately 20–30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)
• Must be an Australian citizen
• Must be a first home buyer (or otherwise meet scheme requirements like do not hold Property in Australia or overseas)
• Household income must fall within government thresholds:
– Up to $100,000 (single applicants)
– Up to $160,000 (joint applicants)
• Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers
• The advertised pricing relates to the buyer’s share only (e.g. 60%) and not the full property value
• Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements
• All figures, repayments, costs, and timeframes are estimates only and subject to change without notice
• This is not financial or legal advice. Independent advice should be obtained before proceeding

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $850,000
Below are some options for you as well
From 10% deposit
LMI applicable and added on top of the loan
Cash-flow-friendly solutions during construction with No repayments for 12 months option.


✅ Important Note:
This listing is for a House & Land Package only. It is not for an established property.

Imagine stepping into your brand-new, single-story home designed for comfort, style, and convenience.
This 4-bedroom home is perfect for families, first-home buyers, or investors looking for long-term value in the sought-after Cranbourne East community.

From the moment you arrive, you’ll picture weekend BBQs in the backyard, cozy family movie nights in the spacious living room, and the peace of mind knowing everything is brand new – built for the future, not the past.

✨ Highlights of the Home:

4 spacious bedrooms with modern design

Open-plan living and dining, perfect for family gatherings

Stylish kitchen with quality finishes

2 sleek bathrooms for convenience

Double garage for secure parking and storage

Landscaped surroundings in a thriving Cranbourne East neighborhood

🏡 Why This Package is Special

This is not just a house – it’s a House & Land Package, which means you get the exciting journey of choosing your design and watching your dream home come to life.

Our process makes it smooth and stress-free:

🔑 The Steps Once You Enquire:

Finance Check – One of our in-house finance brokers will call you to check your borrowing capacity and arrange your pre-approval.

We only accept pre-approvals from banks or our own brokers.

Our brokers can unlock up to 30% more borrowing capacity compared to many major banks.

Investors can enjoy 10% deposit options, with LMI added to the loan.

No LMI options for first-home buyers available.

Exclusive options to pause repayments for the first 12 months during construction – perfect for investors managing cash flow.

Competitive interest rates and multiple tailored finance solutions.

Finance Approval Completed – Once approved, the fun begins!

Our consultant will guide you through showcasing the land and house package options.

You’ll get to see where your dream home will be built and customize to your taste.

⚠️ Disclaimer:
Price is based on standard inclusions and may vary depending on land availability, design changes, and final selections. Finance approvals are subject to lender terms and conditions. The repayment pause and borrowing capacity options are available only through our in-house brokers and may not be applicable to all buyers. All information provided is general in nature and does not constitute financial advice. Buyers should seek their own independent legal and financial advice before proceeding.