Brand New House & Land Package – Government Help to Buy Scheme PAKENHAM VIC

Description

Please read the below details carefully, as they address the majority of common questions.
Key Details
• Brand new house & land package available under the Australian Government Help to Buy Scheme
• Contracts will be issued for the full property value, which in this example is $950,000
• Shared equity example:
– Buyer: $570,000 (60%)
– Government: $380,000 (40%)
(Note: equity proportions may vary depending on eligibility and structure)
Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia
• This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright
• Minimum 2% genuine savings required (approx. $19,000 + costs) costs are approximately $3,000–$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)
• Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)
• The pre-approval and allocation process may take approximately 20–30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)
• Must be an Australian citizen
• Must be a first home buyer (or otherwise meet scheme requirements like do not hold Property in Australia or overseas)
• Household income must fall within government thresholds:
– Up to $100,000 (single applicants)
– Up to $160,000 (joint applicants)
• Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers
• The advertised pricing relates to the buyer’s share only (e.g. 60%) and not the full property value
• Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements
• All figures, repayments, costs, and timeframes are estimates only and subject to change without notice
• This is not financial or legal advice. Independent advice should be obtained before proceeding

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $950,000
Below are some options for you as well
From 10% deposit
LMI applicable and added on top of the loan
Cash-flow-friendly solutions during construction with No repayments for 12 months option.


✨ Imagine this…
Once upon a time, you dreamed of owning a brand-new home in a growing community—a place where modern design meets comfort, and where your story truly begins.

Now, in Pakenham East, VIC 3810, that dream can come true with this exclusive single-storey 4-bedroom house and land package. Designed for families, couples, and smart investors, this home is more than just walls and windows—it’s the lifestyle you’ve been waiting for.

Step inside your future home and picture:

Spacious 4 bedrooms for comfort and privacy.

A modern kitchen where family dinners turn into memories.

Open-plan living areas are perfect for entertaining.

A secure backyard where kids can play, or you can relax after a long day.

🌟 Why Choose This Package?

We don’t just offer a house—we offer a complete journey that makes the process smooth and exciting:

Once you enquire, one of our in-house finance brokers will give you a call.

They’ll check your borrowing capacity and get you pre-approval—we only accept pre-approvals from banks or our trusted brokers.

Our in-house brokers offer exclusive finance options, including:

Ability to pause repayments for the first 12 months during construction—perfect for investors managing cash flow.

Up to 30% more borrowing capacity compared to many major banks.

Only 10% deposit required for investors (with LMI added to the loan).

No LMI options for first home buyers.

Competitive interest rates tailored to your situation.

Once finance is approved, the fun begins! Our consultants will showcase the best land and home design options to match your lifestyle and goals.

💡 Important Information

This is a House & Land Package only – not an established property.

Finance must be arranged through our broker or with a bank pre-approval.

📞 Take the Next Step

Your dream home—or your next smart investment—could be just a phone call away. Enquire today and let’s start building your future in Kala-Pakenham East.

⚠️ Disclaimer: The information provided is for general purposes only and is subject to change without notice. Price and availability are subject to final confirmation. Terms and conditions apply. Finance options depend on eligibility and lender assessment.