Brand New House & Land Package - Under HTB Scheme Opportunity RIPLEY QLD

Description

Please read the below details carefully, as they address the majority of common questions.

Key Details

• Brand new house & land package available under the Australian Government Help to Buy Scheme
• Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia
• This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright
• Minimum 2% genuine savings required (approx. $20,000 + costs) costs are approximately $3,000–$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)
• Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)
• The pre-approval and allocation process may take approximately 20–30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)
• Must be an Australian citizen
• Must be a first home buyer (or otherwise meet scheme requirements)
• Household income must fall within government thresholds:
– Up to $100,000 (single applicants)
– Up to $160,000 (joint applicants)
• Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers
• The advertised pricing relates to the buyer’s share only (e.g. 60%) and not the full property value
• Contracts will be issued for the full property value, which in this example is $1,000,000
• Shared equity example:
– Buyer: $600,000 (60%)
– Government: $400,000 (40%)
(Note: equity proportions may vary depending on eligibility and structure)
• Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements
• All figures, repayments, costs, and timeframes are estimates only and subject to change without notice
• This is not financial or legal advice. Independent advice should be obtained before proceeding

Details of the house are below

Imagine waking up in a peaceful pocket of Ripley, where modern living meets space, comfort, and opportunity. This thoughtfully designed single-story 4-bedroom home offers more than just a place to live—it’s the beginning of your next chapter.
Priced at $1,000,000, this house and land package brings together style, practicality, and long-term value in one of South East Queensland’s fastest-growing communities. Picture yourself walking through a light-filled open-plan living area, where the kitchen becomes the heart of the home—perfect for family dinners, entertaining guests, or simply enjoying a quiet evening.
Each of the four bedrooms has been carefully designed to provide comfort and privacy, with a spacious master suite that becomes your personal retreat. Whether you're a growing family, first home buyer, or savvy investor, this home adapts to your lifestyle with ease.
Step outside and envision a backyard full of possibilities—weekend barbecues, kids playing, or creating your own outdoor sanctuary.

Your Journey Starts Here
Once you make an enquiry, the process is simple and guided every step of the way:


One of our in-house finance brokers will contact you to assess your borrowing capacity and help secure a pre-approval.


We only accept pre-approvals from a bank or through our trusted in-house brokers.


Our brokers offer access to a wide range of lending solutions, including:


Options to pause repayments for the first 12 months during construction—ideal for investors managing cash flow


Up to 20% higher borrowing capacity compared to many major banks

Flexible Options for Every Buyer
For Investors:


From 10% deposit


LMI applicable and added to the loan


Cash-flow-friendly solutions during construction


For First Home Buyers:


No LMI options available


From as little as a 2% deposit


60/40 split options


Access to a range of competitive interest rates and tailored solutions



The Exciting Part
Once your finance is approved, our consultant will guide you through the enjoyable stage—selecting and showcasing your ideal land and home package, ensuring everything aligns perfectly with your vision.

This is more than just a property—it’s a smart investment in your future and a lifestyle upgrade in a thriving community.

Professional Disclaimer
The images and visual materials presented are for illustrative and marketing purposes only and may not accurately represent the final product, finishes, or inclusions. They are intended to provide a general impression of the design and lifestyle offering.
All information provided, including pricing, specifications, and availability, is subject to change without notice and may vary depending on site conditions, developer requirements, and individual client selections. While every effort has been made to ensure accuracy, no warranty is given regarding the completeness or suitability of the information provided.
Prospective purchasers are advised to conduct their own due diligence, seek independent advice, and confirm all details with the relevant parties prior to making any purchasing decisions.