Brand New House & Land Package – Government Help to Buy Scheme SUNBURY VIC

Description

Please read the below details carefully, as they address the majority of common questions.
Key Details
• Brand new house & land package available under the Australian Government Help to Buy Scheme
• Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia
• Contracts will be issued for the full property value, which in this example is $700,000
• Shared equity example:
– Buyer: $420,000 (60%)
– Government: $280,000 (40%)
(Note: equity proportions may vary depending on eligibility and structure)
• This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright
• Minimum 2% genuine savings required (approx. $14,000 + costs) costs are approximately $3,000–$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)
• Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)
• The pre-approval and allocation process may take approximately 20–30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)
• Must be an Australian citizen
• Must be a first home buyer (or otherwise meet scheme requirements)
• Household income must fall within government thresholds:
– Up to $100,000 (single applicants)
– Up to $160,000 (joint applicants)
• Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers
• The advertised pricing relates to the buyer’s share only (e.g. 60%) and not the full property value
• Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements
• All figures, repayments, costs, and timeframes are estimates only and subject to change without notice
• This is not financial or legal advice. Independent advice should be obtained before proceeding
Details of the house are below
For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $700,000
Below are some options for you as well
From 10% deposit
LMI applicable and added on top of the loan
Cash-flow-friendly solutions during construction with No repayments for 12 months option.


Imagine this: The sun rises over the rolling hills of Sunbury, casting a golden glow on your brand-new single story house. You've just stepped into a chapter of your life where every morning feels like a fresh start. Nestled in the heart of Victoria's thriving northwest, in postcode 3429, this stunning 3-bedroom house and land package isn't just a home—it's your gateway to a vibrant community, where historic charm meets modern convenience. Picture yourself hosting weekend barbecues in the spacious open-plan living area, while the kids retreat to their own cozy bedrooms upstairs. With sleek contemporary design, energy-efficient features, and room for your personal touch, this $650,000 gem is crafted for families dreaming big or investors eyeing smart growth.
Sunbury's allure is undeniable—think easy commutes to Melbourne CBD via the Calder Freeway, top-rated schools like Sunbury College nearby, and endless outdoor adventures at Jacksons Creek or the local parks. This single story beauty offers the perfect blend of style and functionality: a master suite with ensuite, gourmet kitchen with premium appliances, and a private backyard oasis waiting for your landscaping dreams. It's more than bricks and mortar; it's the story of your future unfolding in one of Australia's fastest-growing suburbs.
Ready to turn the page? Once you make an enquiry, one of our in-house finance brokers will give you a call to check your borrowing capacity and secure a pre-approval tailored just for you. We only accept pre-approvals from a bank or our trusted brokers, ensuring a smooth journey ahead. Our in-house experts shine here—they offer options to pause repayments for the first 12 months during construction, a game-changer for investors optimizing cash flow. Plus, they can unlock up to 30% more borrowing capacity than many major banks, with competitive interest rates that keep things affordable. For investors, it's a low 10% deposit, with Lenders Mortgage Insurance (LMI) added on top of the loan. First home buyers? We've got no-LMI options and plenty more perks to explore. After your finance approval is locked in, our consultant will dive into the fun part: showcasing the land and house packages, helping you visualize every detail.
Please note, this listing is for a house and land package only—it's not for an established property. Build your story from the ground up!
Disclaimer: This listing is for informational purposes only and does not constitute financial, legal, or investment advice. Prices, features, and availability are subject to change without notice. Borrowing capacity, interest rates, and loan terms vary based on individual circumstances and lender criteria. We recommend consulting with a qualified financial advisor, mortgage broker, or legal professional before making any decisions. All enquiries are handled in compliance with Australian Consumer Law and privacy regulations. RB