Brand New House & Land Package – Government Help to Buy Scheme WOODSTOCK VIC

Description

Please read the below details carefully, as they address the majority of common questions.

Key Details

• Brand new house & land package available under the Australian Government Help to Buy Scheme
• Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia
• This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright
• Minimum 2% genuine savings required (approx. $14,000 + costs) costs are approximately $3,000–$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)
• Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)
• The pre-approval and allocation process may take approximately 20–30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)
• Must be an Australian citizen
• Must be a first home buyer (or otherwise meet scheme requirements)
• Household income must fall within government thresholds:
– Up to $100,000 (single applicants)
– Up to $160,000 (joint applicants)
• Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers
• The advertised pricing relates to the buyer’s share only (e.g. 60%) and not the full property value
• Contracts will be issued for the full property value, which in this example is $700,000
• Shared equity example:
– Buyer: $420,000 (60%)
– Government: $280,000 (40%)
(Note: equity proportions may vary depending on eligibility and structure)
• Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements
• All figures, repayments, costs, and timeframes are estimates only and subject to change without notice
• This is not financial or legal advice. Independent advice should be obtained before proceeding

Details of the house are below


For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $700,000
Below are some options for you as well
From 10% deposit
LMI applicable and added on top of the loan


Located in the highly sought-after Peppercorn Hill, this modern house & land package sits on a titled 350sqm block with a desirable south-facing aspect and scenic hill outlooks — perfect for families, first home buyers, and investors alike.

The home features 4 spacious bedrooms, including a master suite with ensuite and walk-in robe, two separate living areas, and an open-plan kitchen, meals, and family zone flowing seamlessly to a covered alfresco, ideal for entertaining year-round.

Built to a 7-star energy rating, this home delivers improved comfort, sustainability, and reduced energy costs through smart design and quality construction.

Enjoy a lifestyle surrounded by over 50 hectares of parks, walking tracks, wetlands, playgrounds, and family BBQ areas, all within easy reach of schools, shopping centres, and transport links.

Home Features:
• 4 bedrooms including master with ensuite & WIR
• 2 bathrooms with quality fittings
• 2 separate living zones
• Open-plan kitchen with stone benchtops & modern appliances
• Covered alfresco entertaining area
• 7-star energy efficiency
• Double garage with internal access
• Quality fixtures and finishes throughout

📸 Images are for illustrative purposes only and may depict upgrades not included in the base price. House and land sold separately. Price subject to change and availability. Package subject to developer and builder approval.

📞 Contact us today for full specifications, inclusions, and availability.